Ripple CEO Brad Garlinghouse Opposes Bitcoin-Only U.S. Digital Asset Reserve

Ripple CEO Brad Garlinghouse on Monday spoke out against the proposal for a Bitcoin-only strategic reserve (SBR) in the U.S., warning that it could restrict financial flexibility and limit technological growth.

In a Jan. 27 post on X (formerly Twitter), Garlinghouse argued that a U.S. digital asset reserve should represent the diversity of the crypto ecosystem. He warned that focusing on a single asset, such as Bitcoin, would miss the broader potential of the entire industry.

“If a government digital asset reserve is created – I believe it should be representative of the industry, not just one token (whether it be BTC, XRP or anything else),” Garlinghouse writes. “Maximalism remains the enemy of crypto progress, and I’m very glad to see fewer and fewer folks ascribe to this outdated and misinformed thinking.”

Garlinghouse’s comments come as the debate intensifies over the U.S. government's role in shaping the future of digital asset regulation. Garlinghouse’s call for a digital assets reserve aligns with a growing movement within the crypto community to adopt SBRs but contrasts with the prevailing sentiment that such reserves should comprise solely of Bitcoin.